How Do You Feel About Retirement?
No matter what your age, the word "retirement" can evoke a range of complicated emotions.
You may look forward to simply slowing down, stepping off the merry-go-round, so to speak. Sleeping late, traveling, reading the newspaper at Starbucks every morning, doing what you want to do; but with that may also come another set of emotions.
There is, of course, the part about age and moving to another stage of your life. We all must face that sooner or later.
And then, there is money. Somewhere, tangled up in all of these emotions, you may be worried about having enough money to live the life you want; to comfortably pay your living expenses and have a little fun along the way. Perhaps you are worried about being able to retire at all.
Regardless of when your retirement is - decades away, right around the corner, or already here, we can help take away some of those negative feelings, so you can focus on the good part.
Different stages require different savings strategies.
Where you are in life determines the strategies that will work best for you.
You’re already retired.
At this point, capital preservation should be your main goal. You’ve worked hard to accumulate the wealth you have, and our job is to help you maintain and protect it. That’s not to say that we will completely stop focusing on growth, but we will carefully consider it's impact on your retirement savings.
You’re getting close to retirement.
You may feel that you have run out of time, but a late start is better than no start at all. There are numerous opportunities to begin building your nest egg, no matter how old you are. Additionally, many retirement vehicles offer advantages if you are over a certain age.
You’re just getting started saving for retirement.
If you are in the beginning stages of securing your financial future, you may be a bit overwhelmed. There is so much information coming at you, it is hard to determine what is really best for you. That’s why we take the time to get to know you and determine your needs on an individual basis, apart from anyone else’s.
You just can’t seem to get started saving for retirement.
We have all heard the phrase "Life Happens," and it does; but even so, there are ways to start putting money away for the future. Even a little can turn into a lot.
We don't judge where you are. We simply and realistically want to help you get where you want to be.